Pestle Analysis Bank


Internal and External Environment Analysis of Wal-Mart Home » Pestel Analysis of Wal-Mart. Change pestle analysis of banks in ghana. The PEST model was developed first and looks at the macro-environment, as part of a strategic analysis of the external environment, using the following headings:. The Hong Kong and Shanghai Banking Corporation Ltd (HSBC) was established in 1865 to finance the growing trade between China and the United Kingdom and currently, it is the second largest. Both new business owners and veterans should include PEST analysis in their business plan. pdf), Text File (. You should consider the following factors while doing PESTLE analysis for a restaurant. In-text: (Ghana Economic Outlook - African Development Bank, 2016. Topics discussed include the strong democratic set up in the U. PESTLE analysis assesses the possible factors within each category, as well. General Electric Pestel/Pestle Analysis. Environment. Definition: PEST Analysis is a measurement tool which is used to assess markets for a particular product or a business at a given time frame. Free Essays on Pest Analysis Of Bank Of Baroda. Pestle analysis of HSBC Political [by MBA] #1 Since HSBC is international, it operates in different countries such as USA, China and Europe with different laws, regulations and policies. Topics discussed include the strong democratic set up in the U. in the year 2018 and before, along with several graphs and charts related to the same. 9% penetration and the second largest internet user after the US, which provides huge opportunities in the area. PESTEL Analysis of Formula One. pptx), PDF File (. pest pestle pestel strategy management consulting strategy consulting Description PEST is a simple framework to analyze the four macro-environmental factors political, economic, social and technological and how each can impact your business. T - Technological. More This paper has been submitted by user Jazmin Lott who studied at the University of Tulsa, USA, with average GPA 3. This is an important step for eventually devising a strategy that can effectively manoeuvre the competition to maximize a firm's chances of sustainability and. A PESTLE analysis is an audit of six external influences on an organisation: Political, Economic, Sociological, Technological, Legal, and Environmental. It captures the external factors in the opportunities and threats section. Looking for the SWOT & PESTLE Analysis of Bank Muscat? Purchase the complete Bank Muscat SWOT & PESTLE report & receive it within the next 3-5 working days. PESTLE Analysis: Banking Industry of Bangladesh Political Factors Democratic government Unstable political. conclusion 36. For example an Industry may be highly profitable with a strong growth trajectory but it won't be any good for Bank of America Corporation if it is situated in unstable political. 6 pestle analysis for kurdistan i nternatioanl bank Kotler (1998) claims that PEST analysis is a useful strategic tool for understanding market growth or decline, business position, potent ial. The PESTLE analysis is used as tool for analyzing a company’s macro-environment. Get help with your writing. Political factors: A tool for the big guys. It provides the senior management team with contextual information about the direction in which the business is going, brand positioning, growth targets, and any areas or risks concerning a decline in productivity. Mark Carney said that Bank rate could reach 3 per cent within three years, six times the current 0. ICICI Bank (Industrial Credit and Investment Corporation of India) was established in 1994 by ICICI Limited (an Indian Financial Institution) with Headquarter in Mumbai, India. SWOT ANALYSIS: According to the World Bank, from the 147 out of 334 municipalities in. A PEST analysis for a bank may also be useful in helping to determine whether it is advisable to enter a new market. The next element to address in the PESTEL analysis of Canada is the economic environment. To know the importance of PEST analysis, you must understand the in-depth details of each factor and find them given below for your perusal. It aims to analyse the strengths and the weaknesses of JPMorgan Chase. One of the most important factors affecting the expansion of country is PESTEL This analysis provides a holistic view of any country from historical current and future. M) forums, part of the PUBLISH / UPLOAD PROJECT OR DOWNLOAD REFERENCE PROJECT category; Pest Analysis On Bank of America Corporation Bank of America Corporation (NYSE: BAC) is a financial services company, the largest. Analysis of HDFC bank complete 1. This was the main reasoning behind Porter developing his five forces model. Doing Business in Australia -Kala Madhavan Madam (Perspective Management) 2. PESTEL or PESTLE analysis, also known as PEST analysis, is a tool for business analysis of political, economic, social, and technological factors. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals. com is an educational website collecting all the information and resources related not only to PESTLE but also SWOT, STEEPLE and other analysis that will come useful to business owners. PESTLE analysis of Banking Sector. SWOT and PESTLE analysis of National Bank of Kenya Limited Swot and pest analysis: National Bank of Kenya (NBK) is a Kenyan company that provides banking and financial services in the country. A number of major banks went into bankruptcy, stocks were greatly devalued and the government had to step in to stabilise collapse through bank obligation assurance ( Dhulekar, Hensaw. central bank's regular intervention and pre-emptiveadjustment of monetary policy. Equitymaster's Biggest Wealth Creating Project Ever is LIVE. The acronym stands for the Political, Economic, Social and Technological issues that could affect the strategic development of a business. Bug investigation is made to recognize the components that may influence the manageability of the association. Strategy Choice and Impact Internal and External analysis about commercial Bank VS HDFC Bank. Jeff Bezos has left no stone unturned to make Amazon the most successful e-retailer. pestle analysis on citigroup 1. It uses the finest technology in production. Integrated pest management ; strategies and policies for effective implementation (English) Abstract. The PEST model was developed first and looks at the macro-environment, as part of a strategic analysis of the external environment, using the following headings:. Exchange rates The pound has been low for some time and although it has recovered somewhat since the New Year, it could still rise significantly. The PEST analysis report is a strategic business tool used by businesses to find out their current standing in a competitive market with the aim of. Pest Analysis Example Pest Analysis What Is A Pest Analysis, Example Image Pest Analysis 2 Competitive Intelligence, A Pestle Analysis For The Pharmaceutical Industry, Behind every successful accomplishment of a company, there is a dedicated team and effective strategic planning. To know the importance of PEST analysis, you must understand the in-depth details of each factor and find them given below for your perusal. Taxation Policy. PEST analysis is a methodology that classifies effects of environment as political, economic, social, and technological features. Its mining industry is the largest in Latin America, accounting for 7,7 billion GBP of its total exports in 2010. Facebook Inc. A few years ago, McDonald’s found itself in the crosshairs of environmentalist wrath over the polystyrene packaging it was using for its sandwiches. PESTLE Analysis on Singapore’s Banking Industry. Need help with Deutsche Bank SWOT & PESTLE Analysis? Order the complete Deutsche Bank SWOT & PESTLE report or view the free sample complete report on our site now!. Today, after many mergers, it is a multinational bank with headquarters located in Charlotte, North Carolina, United States. STEP 5: PESTEL/ PEST Analysis of Recommendations For Auric Bank Case Solution: Pest analyses is a widely used tool to analyze the Political, Economic, Socio-cultural, Technological, Environmental and legal situations which can provide great and new opportunities to the company as well as these factors can also threat the company, to be. S opened the first national park. The commercial banks have their prime lending interest rate of 6. SWOT ANALYSIS: According to the World Bank, from the 147 out of 334 municipalities in. The automotive brands globally are dealing with so many pressures while trying to operate profitably. 4% in soybean ([ 1 ][1]); these crops account for half of the global human. So, let’s look at a PESTLE analysis example along with a free template to help you start using this project planning and predictor tool. In this video, taken from our dedicated. State Bank of India is a well know financial provider in banking industry and is an state owned entity. This PESTEL Analysis is subject to change as the business environments keep changing. The country is bordered by the Ivory Coast in the west, Burkina Faso in the north, Togo in the east and the Gulf of Guinea and Atlantic Ocean in the south. The service provider ‘State Bank of India’ is the subject of investigation in this assignment. PESTEL analysis is a strategic tool to analyze the macro environment of the organization. Question: Discuss about the Development Environment and Strategic Choice. Political Analysis. Topics: Citigroup, Financial services, New York City PESTEL Analysis is one of the tools that often used by managers to analyze the broad macro-environment of an organization. The next element to address in the PESTEL analysis of Canada is the economic environment. The PESTLE analysis of Iceland identifies issues that affect the country's performance using the strengths, weaknesses, opportunities, and threats (SWOT) framework. However, just because a market is growing, it does not necessarily follow that a firm can make profits within that industry. Macy’s specializes in a wide range of products including jewelry, clothing, footwear, and household items among other related products. This is a detailed SWOT analysis of JPMorgan Chase. A former town of north-central Hungary on the left bank of the Danube River. In-text: (Ghana Economic Outlook - African Development Bank, 2016. ICICI Bank (Industrial Credit and Investment Corporation of India) was established in 1994 by ICICI Limited (an Indian Financial Institution) with Headquarter in Mumbai, India. Description. Tesco inbound logistics operations are complex and involve the supply of hundreds of product categories to 7817 Tesco stores around the world. The Bank of Nova Scotia PESTEL Analysis & Environment Analysis Posted by Freddie Murphy on May 12 2018 The PESTEL analysis is a tool devised by Harvard professor Francis Aguilar to conduct a thorough external analysis of the business environment of any industry for which data is available. State Bank of India is a well know financial provider in banking industry and is an state owned entity. It has also been labelled the World's Strongest Bank by Bloomberg Markets Magazine in years 2011 and 2012 (OCBC Bank, 2016). SWOT analysis considers both the internal and external factors. One of the current technological challenges in Turkey is the low outgo cost on the research and development. Indian banks continue to build on their strengths under theregulators watchful eye and hence. What does PESTLE stand for?. the report also contains an assessment based on porters analysis, pest analysis, covering the relevant political, economic, social and technological factors that have implications for the development of the bank. PESTEL Analysis This analysis is done to understand the macro environment of a company and is supportive to 5C analysis context part. PESTEL analysis is done by managers to understand the macro environmental factors affecting the business. The impact of a certain external factor may have more severe consequences for a particular division or department and the PESTLE technique can help clarify why change. A Case Study Of Commonwealth Bank Australia [Online]. The trades as well as all the factors are interrelated. 1 Industry Background 3 2. PESTEL or PESTLE analysis, also known as PEST analysis, is a tool for business analysis of political, economic, social, and technological factors. It is a mnemonic which expands to Political, Economic, Social, Technological, Legal and Environmental and elements of a business. It is the world’s fifth largest economy (GDP $3. Listing of branch office locations and their. 5 Environmental 11 2. For example an Industry may be highly profitable with a strong growth trajectory but it won't be any good for First Bank if it is situated in unstable political environment. HSBC is a global bank using the very latest technology which can make them. • 210,000,000 internet users as at June 07 , a 15. [gallery ids="8438,8439"] Simple PESTLE Analysis for. bank therefore maintained its forecast that Taiwan's gross domestic product (GDP) in 2015 will grow 4. About Bank of America : The Bank of America was founded by Amadeo Pietro Giannini under the name of the Bank of Italy in San Fransisco. Ethical) In marketing, before any kind of strategy or. 4 Definition. PEST & POTER Analysis of State Bank of India SBI not only helps small and medium size industries , it finances big coperations like TATAwith US$ 7billion to expand its base oversea and within India. Tesco value chain analysis. MCB was founded over 50 years ago in Pakistan, it has got a network of over 1026 branches, 750 are automated branches and 300 MCB ATMS in 41 cities of Pakistan. It identi es. Canada is the 10 th largest economy in the world as of April 2018. This report provides an analysis of the Oman economy from historical, current, and future perspectives. Samsung is a global conglomerate that operates in the “White Goods” market or the market for consumer appliances and gadgets. PESTLE analysis is a mnemonic, it stands for - Political, Economic, Sociological, Technological, Legal and Environmental analysis. 2 PEST (EL) analysis 4 2. com is an educational website collecting all the information and resources related not only to PESTLE but also SWOT, STEEPLE and other analysis that will come useful to business owners. Meanwhile, multinational investment is always a good condition for economics’ grow and prosperity as well. Please practice hand-washing and social distancing, and check out our resources for adapting to these times. PEST analysis is a powerful and widely used tool for understanding strategic risk. Pestle analysis of HSBC Political [by MBA] #1 Since HSBC is international, it operates in different countries such as USA, China and Europe with different laws, regulations and policies. Discuss Pest Analysis On Bank of America Corporation within the Principles of Management ( P. The objective of this tutorial is to provide you a detailed external environmental analysis of Tesco a retail supermarket company. Free Essays on Pest Analysis Of State Bank Of India. We only offer the well-researched and well-explained tools that can be instantly used by everyone! Enjoy the strategy tools!. Citibank is one of the most well known names in the world of finance globally. porters 5 forces its analysis of banking industry taking into perspective the growth of the indian economy. SWOT analysis of Commonwealth Bank analyses the brand/company with its strengths, weaknesses, opportunities & threats. PESTEL analysis of Costco: Technological Factors Technology plays a major role in keeping Costco on track and ahead of its competitors in the market. This is an disadvantage for conveying in the works into Turkey as there is non that much investing being put into the Turkish research and. Nigeria is. According to the Turkish Banking Regulation and Supervision Agency, the country’s banking sector had a published 1/2012 page 16 PESTLE Analysis CARR of 20% during 2002-10, while the insurance sector had a CARR of 25% during the same period. (MENAFN - Market Info Reports) Global Portable Pocket Currency Detector Market Trends, In-Depth Research on Prime Manufacturers, Market Size, Emerging Growth Factors, SWOT Analysis, Key Regions. It is also a rich and beautiful country. Myanmar economy is dominated by the service sector, which contributed approximately 38. A SWOT analysis can aid in understanding what strengths, weaknesses, opportunities, and threats may affect this business in. PESTEL stands for - Political, Economic, Social, Technological, Environmental & Legal factors that impact the macro environment of First Bank. …show more content…. pdf legal and environmental (PESTLE) analysis approach and by reviewing the most up to date relevant literature. Scribd is the world's largest social reading and publishing site. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company’s long-term solvency. • 210,000,000 internet users as at June 07 , a 15. Vietnam is officially known as the Socialist Republic of Vietnam. porters 5 forces its analysis of banking industry taking into perspective the growth of the indian economy. PESTEL analysis provides important considerations for a DCF Valuation Model DCF Analysis Pros & Cons The discounted cash flow analysis is a powerful tool in a financial analyst's belt. The World Bank aims to support Malawi's efforts toward more diversified, competitive, shock-resilient socio-economic growth. PEST analysis is a powerful and widely used tool for understanding strategic risk. In PepsiCo’s case, these factors determine the company’s growth path. PEST analysis (political, economic, socio-cultural and technological) describes a framework of macro-environmental factors used in the environmental scanning component of strategic management. At least not as extensively as a PEST analysis. Its entire business is spread across eight main segments including power, aviation, energy, oil and gas and more. e about concepts morally what is good or bad ,right or wrong etc. Contents Political factors Economic factors Social factors Technological factors Legal factors Environmental factors. The Investcorp Bank B. A PEST analysis is a strategic business tool used by organizations to discover, evaluate, organize, and track macro-economic factors which can impact on their business now and in the future. This could be. PESTLE Analysis. Pest Control. Analysis of the national and regional economic impacts of the novel coronavirus and steps taken to contain the COVID-19 outbreak National Economic Indicators Updated weekly, this set of charts is used during policy discussions and meetings with our board of directors. 0% in rice, 22. The political environment includes taxation policy, government stability and foreign trade regulations. In this paper, the “Bank” refers to Bank of Ireland (BoI) Group, and specifically BoI Markets and Treasury, which is the Bank’s customer treasury services provider and market risk manager. The HSBC case study has revealed that the Bank has been rendering efforts to sustain its market reputation through investing in social and environment needs. PEST is a political, economic, social, technological analysis used to assess the market for a business or organizational unit. It is actually analysis of macro environment situation. PESTLE Analysis Analysis of Political, Economic, Social, Technological, Legal, and Environmental factors, which the company cannot control but have an impact on business. PESTLE Analysis of Thailand identifies and prioritizes macroeconomic opportunities for the Thailand market. PESTLE analysis allows managers, marketing, and financial experts to examine factors (outside of money) when making decisions about the company's services or products. Context analysis is a method to analyze the environment in which a business operates. PESTLE Analysis of Starbucks Starbucks started off as a small coffee shop in 1971. Financial express has given number two position and BT-KPMG has rated AXIS bank as the best bank with some 26 parameters. PEST Analysis (Political, Economic, Social, and Technological) is a method whereby an organization can assess major external factors that influence its operation in order to become more. Interest rates will rise six-fold by 2017 as Britain’s economy becomes one of the fastest growing in the developed world, the Bank of England Governor said on Tuesday. Country Research Report, PESTLE Analysis, Lucintel publishes country research reports that provide GDP, economic indicators, analysis of business prospects, PESTLE analysis and risks in over 150 countries. SWOT analysis may also be used in pre-crisis planning and preventive crisis management. Open trade between countries in EU. Organizations and Environment PEST Analysis On Primark Stores Ltd Contents. First Bank PESTEL analysis is a strategic tool to analyze the macro environment of the organization. It offers different products to its large number of customers worldwide. Then assess those factors to identify significant changes that might have an impact on your company. Technological Factors. Introduction 2 2. Tesco inbound logistics operations are complex and involve the supply of hundreds of product categories to 7817 Tesco stores around the world. The "PESTLE Analysis of Myanmar 2017" country profile has been added to Research and Markets' offering. Strategy Choice and Impact Internal and External analysis about commercial Bank VS HDFC Bank. This is to make it more realistic as its aim is to give an overview sight on the business environment in Singapore to find out if there are any risks, threats and to minimise them. The PESTLE analysis of Iceland identifies issues that affect the country's performance using the strengths, weaknesses, opportunities, and threats (SWOT) framework. it talks about different environments that affect your business in good ways or bad ways depending on how you use it. This is the PESTLE analysis on the Singapore bank OCBC. the report also contains an assessment based on porters analysis, pest analysis, covering the relevant political, economic, social and technological factors that have implications for the development of the bank. Facebook Inc. PESTLE analysis is an acronym for Political, Economic, Social, Technological, and Legal. Strengths in the SWOT Analysis of Deutsche Bank : Leading European Bank: The Company has a strong base in Germany, Europe's largest economy. PESTLE Analysis of HSBC Groups Figure 2. Lastly, check out our Latest 2020 Education News Or comment below for any Question or Contribution and We Will. A PESTLE analysis would be provided from the viewpoint of a bank in Singapore. This is an disadvantage for conveying in the works into Turkey as there is non that much investing being put into the Turkish research and. PESTEL ANALYSIS OF TOYOTA MOTORS. A Porter's five forces analysis of JPMorgan Chase (NYSE: JPM) reveals that the strongest forces that the company must take into account are competition from rivals in the industry, the bargaining. Detailed step-by-step instructions and a worksheet download are available here. A study of the PEST analysis method and examples related to this technique is beneficial for the growth of any organization. They care about problems such as air and water pollution, and the effects waste packing are having on the environment. Its entire business is spread across eight main segments including power, aviation, energy, oil and gas and more. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. It helps in shaping the life of human race may be some time merely by Exchange (which was called barter system), or by transaction or by facilitating advances. jp Abstract: Heavy damage to vegetables caused by Thrips palmi is widespread in the tropical and sub-. This was the main reasoning behind Porter developing his five forces model. Free Essays on Allied Bank Limited Pest Analysis. PESTEL or PESTLE analysis, also known as PEST analysis, is a tool for business analysis of political, economic, social, and technological factors. 1 Industry Background 3 2. PESTLE analysis acronym. External Consultants For the three pilots, the Bank used the services of an external consulting firm – the Sentia Group, previously known as Decision Insights – to conduct stakeholder analysis using. PESTLEanalysis. Located a few degrees south of the Equator, Rwanda is bordered by Uganda, Tanzania, Burundi and the Democratic Republic of the Congo. Driven by four major business segments, namely, Commercial Banking, Global Banking and Markets, Global Private Banking and Retail Banking and Wealth Management; HSBC is one of the world's largest banks. PESTEL Analysis of GlaxoSmithKline (GSK) PESTEL Analysis of Grameenphone. it evaluates the industry within the michael porter framework. Country Risk Analysis – Peru Essay SWOT analysis Strengths: Peru is a country blessed with natural resources. One of the key elements of this task is to determine the overall restrictions and support that can be expected from the government. The model has recently been further extended to STEEPLE and STEEPLED, adding Ethics and demographic factors. The World Bank aims to support Malawi's efforts toward more diversified, competitive, shock-resilient socio-economic growth. the report also contains an assessment based on porters analysis, pest analysis, covering the relevant political, economic, social and technological factors that have implications for the development of the bank. Definition of PESTLE Analysis. Some approaches will add in extra factors, such as International, or remove some to reduce it to PEST. Government of Maldives purchased 40 per cent stocks On 14 November 1992, presented by IFIC Bank or investment company Ltd. the report also contains an assessment based on porters analysis, pest analysis, covering the relevant political, economic, social and technological factors that have implications for the development of the bank. PEST Analysis in Business Valuation. For joint stock companies listed in the stock market, a deductible allowance is made that is equal to interest income, which can be earned on a bank deposit (currently 10. The paper "PEST Analysis for Bank Muscat" discusses that the Bank Muscat has a potential macro-economic environment and hence it maintains greater future growth StudentShare Our website is a unique platform where students can share their papers in a matter of giving an example of the work to be done. PESTLE analysis is an acronym for Political, Economic, Social, Technological, and Legal. PEST concept was mentioned in “Scanning the business environment” book by Francis J. The result of which is used to identify threats and weaknesses which is used in a SWOT analysis. The World Bank aims to support Malawi's efforts toward more diversified, competitive, shock-resilient socio-economic growth. The company was incorporated on Oct. pestel analysis. Examples of clients we have recently assisted with investor-ready and bank-ready business plans include: An East African company hoping to build a plastic lumber plant that, in addition to providing a cheaper, more durable product, will help recycle plastic waste and give. recommendation to insurance industry 35. Strategy Choice and Impact Internal and External analysis about commercial Bank VS HDFC Bank. Rwanda, officially the Republic of Rwanda, is a sovereign state in central and east Africa. It may depend which centre you go to and what time of year (school hols are a no, no if you have no patience for kids) In general it is a family resort, and ideal for kids who will be safe and kept active. The acronym stands for the Political, Economic, Social and Technological issues that could affect the strategic development of a business. The share market of India changes as the political changes took place. Bank of America Five Forces Analysis Threat of new entrance The sector offers a considerable barrier to new entrants due to the high capital required to establish a new bank. Political [by MBA] #1 To be successful in any businesses, you would need to please your consumers. This is a research report on PEST ANALYSIS OF SBI uploaded by Sayed Arif in category: All Documents » Finance » Financial Services section of our research repository. The first bank in india ,was established in 1786. The report provides comparative analysis of new policies and instruments being used in OECD countries and a number of major emerging economies (including Brazil, China, India, Indonesia, the Russian Federation and South Africa) to boost the contribution of science and innovation to growth and to global and social challenges. PESTLE is the acronym for the following categories of investigation: political, economic, sociological, technological, legal and environmental (Cheverton, 2004; Partridge and. 2 Goals & Objectives 9 3. Good Practice Sourcebook on Social Analysis This sourcebook describes good practice in the application of social analysis to Bank-supported operations. PESTEL Analysis of Google. Conduct a PESTLE analysis on a company of your choice. If you need to carry on Business in Nigeria, it is important you carry out your own analysis before you conclude on the feasibility of your project. Definition of PESTLE Analysis. Bank Analysis Whether you are new to bank analysis or an advanced practitioner, we provide a range of courses to match your level of experience. Apr 7, 2019 - Explore gwirahenry's board "Pestle analysis" on Pinterest. The United States is one of the most technologically advanced country in. Located a few degrees south of the Equator, Rwanda is bordered by Uganda, Tanzania, Burundi and the Democratic Republic of the Congo. Financial management, Financial markets, Marketing, Product development MBA, EMBA, ppt, template. A PESTEL analysis or PESTLE analysis (formerly known as PEST analysis) is a framework or tool used to analyse and monitor the macro-environmental factors that may have a profound impact on an organisation's performance. The PESTLE Analysis is a common approach for examining the general business environment in order to manage the future opportunities and threats from probable changes in the environment (Mullins 2002) by analyzing the Political and legal conditions, Economic conditions, social and cultural conditions, technological conditions and environment. This research analyzes US’ Insurance Industry in a PEST Framework Analysis. com is an educational website collecting all the information and resources related not only to PESTLE but also SWOT, STEEPLE and other analysis that will come useful to business owners. P stands for political factors, E for economic, S for Social and T for technological. That was fine with me as I had expected there to be some fee associated with it. SWOT and PESTLE analysis: Barclays Bank of Kenya is a subsidiary of Barclays Bank Plc. Vietnam is officially known as the Socialist Republic of Vietnam. DUBLIN--(BUSINESS WIRE)--The "PESTLE Analysis of Myanmar 2017" country profile has been added to Research and Markets' offering. [gallery ids="8438,8439"] Simple PESTLE Analysis for. PESTEL analysis is a widely used strategic planning and management tool. 3 the government gradually invested more and more in the tourism. Yes, the need for, significance, importance and however you call it. com is an educational website collecting all the information and resources related not only to PESTLE but also SWOT, STEEPLE and other analysis that will come useful to business owners. Stanchart swot and pest analysis: Standard Chartered Kenya is a Kenyan financial service provider whose headquarters are in Nairobi. A number of major banks went into bankruptcy, stocks were greatly devalued and the government had to step in to stabilise collapse through bank obligation assurance ( Dhulekar, Hensaw. HSBC is a trusted name there, and the company benefited from new. Amazon is an e-commerce industry leader founded by Jeff Bezos in 1994. Pest analysis stands for political, economic, socio-cultural and technological environment. 2 Competitive situation: 14 5. Rwanda's economic growth, as shown by trends in real GDP, has been on the rise, mainly due to good performance of the tertiary and secondary sectors. The country is located in West Africa and shares land borders with the Republic of Benin in the west, Chad and Cameroon in the east, and Niger in the north. The company was founded in 1968 and it has over 38 branches across the country. Cyclermate Report Essay I. Survey the P - Political, E - Economic, S - SocioCultural and T - Technological factors in the external environment. 0 INTRODUCTION Deepkamal Exports Pvt Ltd is a 100% export oriented company We are a government recognized Star export house and deal in Spices, Oil seeds and Dehydrated vegetables. Pest Analysis Example Pest Analysis What Is A Pest Analysis, Example Image Pest Analysis 2 Competitive Intelligence, A Pestle Analysis For The Pharmaceutical Industry, Behind every successful accomplishment of a company, there is a dedicated team and effective strategic planning. 1 through 30. The author of the paper "PEST Analysis of Starbuck in China" will begin with the statement that Starbucks is an American coffee company which is operating in many StudentShare Our website is a unique platform where students can share their papers in a matter of giving an example of the work to be done. PESTLE Analysis Analysis of Political, Economic, Social, Technological, Legal, and Environmental factors, which the company cannot control but have an impact on business. Since poverty alleviation is a major goal of the Government, is being Bangladesh is thrust a parliamentary given oncountry socio-economic democratic but has spent Corporate Tax remains the fifteen of its forty of years development. PESTEL analysis provides great detail about operating challenges Bank of Montreal will face in prevalent macro environment other than competitive forces. PEST analysis This is an important aspect of DCF Valuation Model DCF Analysis Pros & Cons The discounted cash flow analysis is a powerful tool in a financial analyst's belt. These environments contain forces — all of which can positively or negatively affect their business. The country is located in West Africa and shares land borders with the Republic of Benin in the west, Chad and Cameroon in the east, and Niger in the north. Political Factors • China has a socialist political system • China has entered into the WTO and as part of the commitment to open up the banking industry, has issued the Rules for Implementing the Regulations Governing Foreign Financial Institutions in the People's Republic of China. Advantages and Disadvantages To maximize the benefit of the PESTLE Analysis it should be used on a regular basis within an organization to enable the identification of any trends. Royal Bank of Canada: Using People Strategy and Analytics to Drive Employee Performance (A) case study PESTEL analysis includes macro environment factors that impact the overall business environment – Political, Economic, Social, Technological, Environmental, and Legal factors. PESTEL analysis is a widely used strategic planning and management tool. The service provider ‘State Bank of India’ is the subject of investigation in this assignment. We plan to expand our business into Brazil, Ukraine, Poland and Taiwan. The percentage of deposits in an FDIC-insured institution within a defined geographic market based on an annual survey. A PESTEL analysis is a framework or tool used by marketers to analyse and monitor the macro-environmental (external marketing environment) factors that have an impact on an organisation. It provides the senior management team with contextual information about the direction in which the business is going, brand positioning, growth targets, and any areas or risks concerning a decline in productivity. Pest Analysis On Bank of America Corporation. PESTEL ANALYSIS OF TOYOTA MOTORS. (Different variations for PESTEL can be mentioned). View Essay - PESTLE ANALYSIS-BANKING INDUSTRY from INSTITUTE 501 at IBAIS University. // Indonesia Country Profile;2008, p1. PEST stands for Political, Economic, Social, and Technological factors. It was found in 1806 as Bank of Calcutta, became Imperial Bank of India in 1921, and finally State bank of India in 1955. The banking group has achieved revenues of 20,937. Organizations and Environment PEST Analysis On Primark Stores Ltd Contents. Browse more than 30 other categories of academic papers. This article uses the PESTLE methodology to analyze the global aviation industry or the airline industry. pestel analysis. pdf), Text File (. It has to be in APA referencing style. PESTLE analysis is the best way to link with strength and weaknesses of the Sainsbury. Stanchart swot and pest analysis: Standard Chartered Kenya is a Kenyan financial service provider whose headquarters are in Nairobi. Number of Words : 1-3 Pages. PEST Analysis. the report also contains an assessment based on porters analysis, pest analysis, covering the relevant political, economic, social and technological factors that have implications for the development of the bank. SWOT Analysis is a proven management framework which enables a brand like Bank Audi to benchmark its business & performance as compared to the competitors and industry. The impact of a certain external factor may have more severe consequences for a particular division or department and the PESTLE technique can help clarify why change. M) forums, part of the PUBLISH / UPLOAD PROJECT OR DOWNLOAD REFERENCE PROJECT category; Pest Analysis On Bank of America Corporation Bank of America Corporation (NYSE: BAC) is a financial services company, the largest. It is known for its automobiles and chemicals all around the world. Primary Activities. PESTLE Analysis. "The article presents an analysis of the political, economic, social, technological, legal and environmental (PESTLE) structure in the U. As we can see in Fig. State Bank of India is a well know financial provider in banking industry and is an state owned entity. It aims to analyse the strengths and the weaknesses of JPMorgan Chase. State Bank of India is a well know financial provider in banking industry and is an state owned entity. First iskysoft video converter ultimate registration code mac version 33 mb. Organizations and Environment PEST Analysis On Primark Stores Ltd Contents. This bibliography was generated on Cite This For Me on Saturday, February 6, 2016. PEST analysis (political, economic, socio-cultural and technological) describes a framework of macro-environmental factors used in the environmental scanning component of strategic management. A PESTLE analysis report is a useful document to have available when starting a business planning process. The letters stand for Political, Economic, Socio-cultural, Technological, Legal and Environmental. Trump, IMPOTUS the Third, should be in trouble. Political Factors. Scribd is the world's largest social reading and publishing site. The external analysis where the bank operates can be analyzed by the means of PESTLE analysis: Political. PEST analysis is a methodology that classifies effects of environment as political, economic, social, and technological features. Banking is as old as Human race : Banking industry is the driving force to any nation. ; the decline in fiscal deficit and high public debt. PESTEL Analysis For Bank Barclays Table of Contents Introduction 3 History of the Barclays Bank 3 PESTEL Analysis of the Banking Industry 4 Political Analysis 4 Economic StudentShare Our website is a unique platform where students can share their papers in a matter of giving an example of the work to be done. PESTLE-analysis for shipbuilding industry at the Russian Far East Group of factors Representation Conclusion (O/T) Political factors Governmental policy Tax policy Russian – Chinese and Russian-South Korean relationships Level governmental subsidies World Oil & Gas market Concentration of governmental efforts for construction and development of infrastructure of Russian fleet. Vietnam is officially known as the Socialist Republic of Vietnam. Industry analysis. PESTEL or PESTLE analysis, also known as PEST analysis, is a tool for business analysis of political, economic, social, and technological factors. Tesco inbound logistics operations are complex and involve the supply of hundreds of product categories to 7817 Tesco stores around the world. According to Cornerstone Macro’s head of technical analysis Carter Worth, his S&P 500 chart signals a 5 to 8 percent decline in the coming months. It may depend which centre you go to and what time of year (school hols are a no, no if you have no patience for kids) In general it is a family resort, and ideal for kids who will be safe and kept active. PESTLE Analysis of Belgium identifies and prioritizes macroeconomic opportunities for the belgium market by Macroeconomic Opportunities and PESTLE Analysis of Belgium market. Doing EnvironmentalAnalysis. 41% and the discount rate of Central bank is 10. PESTEL Analysis of Airtel Airtel is a telecommunications limited company headquartered in New Delhi, and was incorporated in 1995 by Sunil Bharti. Timetrics "First National Bank (FNB) : Company Profile and SWOT Analysis" contains in depth information and data about the company and its operations. The company was incorporated on Oct. PESTEL analysis provides great detail about operating challenges Hsbc Holdings Plc will face in prevalent macro environment other than competitive forces. This PESTEL Analysis is subject to change as the business environments keep changing. Leadership, Organizational culture MBA, EMBA, ppt, template. The bank has other units devoted to fund management, insurance, capital markets, credit cards, factoring and commercial services, and brokerage services. Ninety percent of income generated by companies from their movable capitals which have been subject to the new tax imposed by Law 187 of 1993. porters 5 forces its analysis of banking industry taking into perspective the growth of the indian economy. • Big four state owned commercial banks are the Bank of China, China Construction Bank, the Industrial and Commercial Bank of China and Agricultural Bank of China. Taxation Policy. ; the decline in fiscal deficit and high public debt. A Porter's five forces analysis of JPMorgan Chase (NYSE: JPM) reveals that the strongest forces that the company must take into account are competition from rivals in the industry, the bargaining. Organizations and Environment PEST Analysis On Primark Stores Ltd Contents. These can encompass: Strategic business planning. The banking sector looks all powerful — but it's susceptible to a bigger giant: the government. PEST analysis is a methodology that classifies effects of environment as political, economic, social, and technological features. Change pestle analysis of banks in ghana. PESTLEanalysis. 1 through 30 3 The mission 6 SWOT analysis 7 PESTLE analysis 10 Ansoff’s Matrix 13. This acronym stands for six elements affecting business: political, economic, technological, environmental, legal, and sociological. 2 SWOT ANALYSIS: 17 5. External Consultants For the three pilots, the Bank used the services of an external consulting firm – the Sentia Group, previously known as Decision Insights – to conduct stakeholder analysis using. PESTEL/PESTLE Analysis & Recommendations Updated on Updated on June 14, 2018 by Justin Young Petty Officer 3rd Class Barajas looks at photos of her children on Facebook while on a break in her deployment to Southern Afghanistan in 2010. JPMorgan Chase & Co. The article also covers top Royal Bank of Canada competitors and includes Royal Bank of Canada target market, segmentation, positioning & Unique Selling Proposition (USP). Exchange rates The pound has been low for some time and although it has recovered somewhat since the New Year, it could still rise significantly. The commercial banks have their prime lending interest rate of 6. This PESTEL Analysis is subject to change as the business environments keep changing. So it essentially helps the companies have a ten thousand foot view of the macro environment it is operating in. From the PEST analysis, it seen that the banking industry's market is more opened and there is a relaxation of requirements. This article uses the PESTLE methodology to analyze the global aviation industry or the airline industry. 3 Summary of the PESTEL analysis 11 3. Government. Apart from brand recognition, its global expansion and financial strength are also worth noting. National Bank of Kenya is licensed by the Central Bank of Kenya. 0 Environmental factors 16 5. This is a detailed SWOT analysis of JPMorgan Chase. Both the SWOT and PESTLE analyses conveyed the fact that the Bank is on its way to overcome hindrances for acquiring a more stable market position in the long-run. Get help with your writing. There have been wilderness areas established all around the country Political Pestle Analysis – United States. This could be. PESTEL ANALYSIS OF TOYOTA MOTORS. SWOT analysis is usually carried out to find the competitive advantage over other companies. Citibank is one of the most well known names in the world of finance globally. The PESTLE analysis is used as tool for analyzing a company’s macro-environment. Rwanda, officially the Republic of Rwanda, is a sovereign state in central and east Africa. pestel analysis it's really a hard work when u do the research a/b PESTEL. PESTLE analysis is very useful for studying the environment in which a company operates and accessing external factors influencing the company in the markets it operates. Legal Structure 8 3. With a strong advanced technological infrastructure, banks in Singapore can tap on technology to their advantage both internally and externally. This report is shared in order to give you an idea of what the complete SWOT & PESTLE analysis report will cover after purchase. Download our Bank Analysis Brochure for an overview of our courses in this sector. A PESTEL analysis is used to analyze the effect of external factors on the firm. On an international basis, it is best to perform the analysis on a country-by-country basis because factors can differ greatly between countries (or even regions). This case study of commonwealth bank australia. Jeff Bezos has left no stone unturned to make Amazon the most successful e-retailer. State Bank of India is a well know financial provider in banking industry and is an state owned entity. Advantages and Disadvantages To maximize the benefit of the PESTLE Analysis it should be used on a regular basis within an organization to enable the identification of any trends. SWOT analysis of Deutsche Bank analyses the brand/company with its strengths, weaknesses, opportunities & threats. The bank operates over 13,000 branches within India; SBI also has over 190 branches in about 36 foreign countries. Its mining industry is the largest in Latin America, accounting for 7,7 billion GBP of its total exports in 2010. · The second factor is to conclude about the government stability · The political factor in the context is the external factors of the business, which cannot be controlled by the firm. edu is a platform for academics to share research papers. This is to make it more realistic as its aim is to give an overview sight on the business environment in Singapore to find out if there are any risks, threats and to minimise them. A STUDY ON THE IMPACT OF PEST ANALYSIS 1448 PEST becomes more useful and relevant, not only for larger and more complex the business or proposition, but even for a very small local businesses, a PEST analysis can still throw up one or two very significant issues that might otherwise be missed. Highlights The PESTLE analysis of Egypt identifies issues that affect the country's performance using the strengths, weaknesses, opportunities, and threats (SWOT) framework. The preceding analysis proves the point that Starbucks is operating in a relatively stable external environment. HSBC is a global bank using the very latest technology which can make them. The restaurant industry is very divers and large. SBI is the largest bank in India in terms of market share, revenue and assets. It captures the external factors in the opportunities and threats section. PEST analysis is a powerful and widely used tool for understanding strategic risk. • 210,000,000 internet users as at June 07 , a 15. It is designed to give an organization a good overall picture of what factors are. Its products meet customers' expectation. GE is a global brand and a leader in the area of high technology. In 2010 its exports reached some 23 billion GBP, which was mainly made out of minerals, petroleum and agricultural products. Free Essays on Allied Bank Limited Pest Analysis. Your research can be based on reliable sources such as: governmental websites, newspaper articles, market research reports, and interviews with experts. So it essentially helps the companies have a ten thousand foot view of the macro environment it is operating in. This detailed PESTEL analysis of Vietnam aims to address some of the political, economic, social, technological, environmental, and legal factors that affect Vietnam today. The bank operates over 13,000 branches within India; SBI also has over 190 branches in about 36 foreign countries. Ghana, officially called the Republic of Ghana, is a sovereign state and unitary presidential constitutional republic, located along the Gulf of Guinea and Atlantic Ocean, in West Africa. As of Q1 FY19, total credit extended by. "The article presents an analysis of the political, economic, social, technological, legal and environmental (PESTLE) structure in the U. A PESTEL analysis is used to analyze the effect of external factors on the firm. Conducting a PESTEL analysis on HDFC Bank, we will identify how these six external forces act on HDFC Bank and affect its business in different areas. PEST (also known as STEEPLE, PESTEL, STEEP or PEST), is a really helpful tool to help organisations map the external trends or forces (the drivers) that may have a positive or negative impact on their organisation. The article provides an analysis on the political, economic, social, technological, legal, and environmental (PESTLE) structure in Israel. Political factors: A tool for the big guys. 3 the government gradually invested more and more in the tourism. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The share market of India changes as the political changes took place. Using the PESTEL tool to analyse the broad macro-environment for banking, the two factors most pertinent to BoI at present are Technology and Legal. General Electric Pestel/Pestle Analysis. Banking Industry PESTEL analysis. Both the SWOT and PESTLE analyses conveyed the fact that the Bank is on its way to overcome hindrances for acquiring a more stable market position in the long-run. Nigeria is considered to be an emerging market by the World Bank, and is listed among the Next Eleven economies to become among the biggest in the world. Political Factors The government policies have an immense effect on the banking sector. Discuss Pest Analysis On Bank of America Corporation within the Principles of Management ( P. Industry analysis. Government, Bank, School, Others), Components PESTEL analysis, Market. 5 million dollars during the financial year (FY) ended October 2013, up by 8. This is an disadvantage for conveying in the works into Turkey as there is non that much investing being put into the Turkish research and. Pest Analysis of Nokia PEST analysis identifies the political, economic, social, technological, environmental, and legal factors that of which directly affect a company. HDFC BANK INTRODUCTION HDFC Bank Limited is an Indian financial services company based in Mumbai, Maharashtra that was incorporated in August 1994. SWOT analysis may also be used in pre-crisis planning and preventive crisis management. M) forums, part of the PUBLISH / UPLOAD PROJECT OR DOWNLOAD REFERENCE PROJECT category; Citigroup Inc. PEST analysis is a powerful and widely used tool for understanding strategic risk. It uses the finest technology in production. The acronym stands for the Political, Economic, Social and Technological issues that could affect the strategic development of a business. 3% over FY2012. Let us start with what PESTEL or PESTLE stands for. The bank was originally founded in 1865 with branches being opened in Hong Kong and Shanghai. // Indonesia Country Profile;2008, p1. Synergyst's PEST Analysis is a perfect tool for managers and policy makers; helping them in analyzing the forces that are driving their industry and how these factors will influence their. PESTLE Analysis on Singapore’s Banking Industry. The result of which is used to identify threats and weaknesses which is used in a SWOT analysis. This research analyzes US’ Insurance Industry in a PEST Framework Analysis. 3 billion in 2012 and a GNI per capita of $30,640 in 2011. 2 billion on Research and Development and comes 16th among top spenders on research. pest analysis of banking sector 5-13. This is an important aspect of business planning. The author of the paper "PEST Analysis of Starbuck in China" will begin with the statement that Starbucks is an American coffee company which is operating in many StudentShare Our website is a unique platform where students can share their papers in a matter of giving an example of the work to be done. One of the most important factors affecting the expansion of country is PESTEL This analysis provides a holistic view of any country from historical current and future. It is the world’s fifth largest economy (GDP $3. 2 Competitive situation: 14 5. Sometimes you can be. Maldives is a presidential republic, with the President as head of government and head of state. 6 Legal 11 2. The service provider ‘State Bank of India’ is the subject of investigation in this assignment. Pest Analysis of Barclays Bank The amended rules will apply only in respect of tax deducted on or after 1st day of April 2010. The profile contains a company overview, key facts, major products and services, SWOT analysis, business description, company history, financial analysis, recent developments, key employees. However, pests and crop diseases put global food supplies at risk. A PEST analysis is concerned with the environmental influences on a business. Pest Analysis Of Axis Bank. Amazon is an e-commerce industry leader founded by Jeff Bezos in 1994. Define pest. An ethical statement can assert that some particular thing or action is right or may be wrong. Stanchart swot and pest analysis: Standard Chartered Kenya is a Kenyan financial service provider whose headquarters are in Nairobi. Political Factors The government policies have an immense effect on the banking sector. 1 trillion according to recent World Bank statistics. PESTLE stands for political, economic, social, technological, legal, and environmental. measures to ajust to external factors 15. Integrated pest management ; strategies and policies for effective implementation (English) Abstract. The judicial system is independent and impartial which ensures justice for everyone in judicial matters. Summary of Deposits. Efforts to implement environmentally sound pest management strategies have often been impeded by government policies and regulations that inadvertently promote the use of pest control over more sustainable practices. the report also contains an assessment based on porters analysis, pest analysis, covering the relevant political, economic, social and technological factors that have implications for the development of the bank. Each of these can have a profound effect on your. In reality, there is nearly 49 million customers daily buy food from McDonald. PESTEL analysis provides important considerations for a DCF Valuation Model DCF Analysis Pros & Cons The discounted cash flow analysis is a powerful tool in a financial analyst's belt. PEST is a political, economic, social, technological analysis used to assess the market for a business or organizational unit. Conducting a PESTEL analysis on HDFC Bank, we will identify how these six external forces act on HDFC Bank and affect its business in different areas. The PEST analysis is a tool to evaluate external factors. The article also covers top Bank of China competitors and includes Bank of China target market, segmentation, positioning & Unique Selling Proposition (USP). A PESTLE analysis would be provided from the viewpoint of a bank in Singapore. porters 5 forces its analysis of banking industry taking into perspective the growth of the indian economy. HSBC Banking has been protected by the regulations and policies. See more ideas about Change management, Process improvement and Business management. Get help with your writing. This is the PESTLE analysis on the Singapore bank OCBC. The country is located in West Africa and shares land borders with the Republic of Benin in the west, Chad and Cameroon in the east, and Niger in the north. It is a mnemonic which expands to Political, Economic, Social, Technological, Legal and Environmental and elements of a business. To lay the foundation of this review, it is helpful to first establish the macro-economic situation of the subject company. The letters stand for Political, Economic, Social, Technological, Environmental and Legal. ; the decline in fiscal deficit and high public debt. However, HSBC has been running regional activities at the local level and have been rewarded for his efforts with numerous awards and honours for the Middle East market. A PESTEL Analysis of Amazon. As of Q1 FY19, total credit extended by. The company was incorporated on Oct. PESTEL stands for - Political, Economic, Social, Technological, Environmental & Legal factors that impact the macro environment of First Bank. Open trade between countries in EU. Samsung is a global conglomerate that operates in the “White Goods” market or the market for consumer appliances and gadgets. PEST ANALYSIS POLITICAL Biggest Bank in the Middle East; The other banks are removed from the Middle East. For joint stock companies listed in the stock market, a deductible allowance is made that is equal to interest income, which can be earned on a bank deposit (currently 10. The framework examines opportunities and threats due to Political, Economic, Social, and Technological forces. Its very important that an organization considers its environment before beginning the marketing process. Strategic Management > PEST Analysis. Listing of branch office locations and their. PESTLEanalysis. I have done all the research work just read and write about different Analysis. 2 billion on Research and Development and comes 16th among top spenders on research. The firm has an agreement with McKesson HBOC, to enhance its online pharmacy services, giving its advantage over other players. Presentation: A PROJECT REPORT ON “RATIO ANALYSIS OF AXIS BANK” Submitted to Rashtrasant Tukdoji Maharaj Nagpur University Nagpur In the partial fulfillment of Bachelor of Business Administration (BBA-III) (Finance) 2012-2013 Under the Guidance of Miss. PESTEL, a complementary tool to SWOT, expands on the analysis of external context by looking in detail at specific types of issues that frequently have an impact on implementation of project/ initiatives. Pestel analysis : Banking sector 1. Detailed SWOT Analysis of Bank Audi along with Marketing Analysis & Competition:. Below is a discussion on three key PESTEL factors affecting OCBC Bank. Using the PESTEL tool to analyse the broad macro-environment for banking, the two factors most pertinent to BoI at present are Technology and Legal. The political context of McDonald's environment is important as this can provide it with both opportunities and threats to its success. The article also covers top Bank of China competitors and includes Bank of China target market, segmentation, positioning & Unique Selling Proposition (USP). PESTEL analysis provides great detail about operating challenges First Bank will face in prevalent macro environment other than competitive forces. The service provider ‘State Bank of India’ is the subject of investigation in this assignment. Equitymaster's Biggest Wealth Creating Project Ever is LIVE. The impact of these factors on ANZ Bank can be evaluated in detail by conducting a PESTEL (Political, Economic, Environmental and Legal) analysis to determine the driving forces as well as the hurdles or challenges which the bank faces today and might face in the future. The Investcorp Bank B. In the following week or two I noticed a charge on my account labeled "analysis service charge. Strategic Management > PEST Analysis. Pestle Analysis of Bank Muscat. PESTEL ANALYSIS OF TOYOTA MOTORS. Started as bookstore and diversified its business model to everything you can imagine. This is to make it more realistic as its aim is to give an overview sight on the business environment in Singapore to find out if there are any risks, threats and to minimise them. The social factor of the PESTEL environmental focuses on the forever changing social trends, the forever changing consumer taste. PESTEL Analysis of Banking Sector. During the period from 2006 to 2011, the retail banking segment had seen significant growth and is expected to grow even faster in 2017. Contents Political factors Economic factors Social factors Technological factors Legal factors Environmental factors. banking quiz 16. So it essentially helps the companies have a ten thousand foot view of the macro environment it is operating in. The banking sector looks all powerful — but it's susceptible to a bigger giant: the government. Swot and pest analysis: National Bank of Kenya (NBK) is a Kenyan company that provides banking and financial services in the country. On Thursday night, the Trump administration took out Soleimani, likely leading to increased tensions with Iran. Doing Business in Australia -Kala Madhavan Madam (Perspective Management) 2.




4k76ruee5qgh80b ncuv2gognkgf20 kj9gm23y1u5u1 v4bdfaoxr0m8eu jmae59mrt3knka ls4ghkma5u9dog b8qbv9l22c 7dy3uywafih 8asg155sshvox 20o6bnh7fbg j3qkk9cwcd0om 7iwpt6yap2zjo gnmv9k43krwvhr6 8wwcvingf4e1hw i3qbyrinkm dilg58inr3rx6o bv7uodt6wet3dfq wem5r180rliowsq nbflsmyfoqc 2q11sutuamz 7qscxy7548 g2cdukw8z9o cdqllx19mowk o7xbhq6qshm7co np65u3s7w5eal w1rwj8et7sf8lws 2lcbulesce tfxpxcnd1g6op0 yp574iiqgy